ETLetsTalk
Website Terms and Conditions
Last updated: January 24, 2026
1. Agreement to Terms
These Terms and Conditions (“Terms”) govern your access to and use of this website (the “Site” which is located at https://www.etletstalk.com).
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, you must not use the Site. By continuing to use the Site, you represent that you are at least the age of majority in your jurisdiction and that you have the legal capacity to enter into these Terms.
2. Assumption of Risk
You understand and agree that your use of the Site is entirely at your own risk. You are solely responsible for any damage to your computer system or device, loss of data, or any other harm that results from your access to or use of the Site, including reliance on any information, products, services, or materials made available through the Site.
3. No Professional Advice
All content on the Site is provided for general information only and does not constitute legal, financial, medical, or other professional advice. You should not act or refrain from acting on the basis of any content on the Site without seeking appropriate professional advice. You understand and agree that you use the Site and rely on any information obtained from the Site entirely at your own risk. You are solely responsible for evaluating any information, opinions, advice, or other content available through the Site before acting or relying on it.
4. No Warranties
The Site and all content, information, and materials available on or through the Site are provided on an “as is” and “as available” basis, without any representations or warranties of any kind, express or implied. To the fullest extent permitted by law, the Site owner disclaims all warranties, including, without limitation, any implied warranties of merchantability, fitness for a particular purpose, title, and non-infringement.
The Site owner does not warrant that:
•The Site will be available at any particular time or location.
•The Site will be secure, uninterrupted, error-free, or free of viruses or other harmful components.
•Any errors or defects will be corrected.
•The information on the Site is accurate, complete, or current.
5. Limitation of Liability
To the fullest extent permitted by law, in no event shall the Site owner, its affiliates, or their respective officers, directors, employees, agents, successors, or assigns be liable for any direct, indirect, incidental, consequential, special, exemplary, or punitive damages, including without limitation damages for loss of profits, goodwill, data, or other intangible losses, arising out of or in connection with:
•Your access to, use of, or inability to use the Site.
•Any conduct or content of any third party on or related to the Site.
•Any content obtained from the Site.
•Unauthorized access, use, or alteration of your transmissions or data.
This limitation applies whether the claim is based on warranty, contract, tort (including negligence), or any other legal theory, and whether or not the Site owner has been informed of the possibility of such damage.
6. Indemnification / Hold Harmless
You agree to indemnify, defend, and hold harmless the Site owner, its affiliates, and their respective officers, directors, employees, agents, successors, and assigns from and against any and all claims, demands, actions, losses, liabilities, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to:
•Your access to or use of the Site.
•Your violation of these Terms.
•Your violation of any applicable law or the rights of any third party.
•Any content or information you submit, post, or transmit through the Site.
7. Permitted Use
You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:
•Use the Site in any way that violates any applicable law or regulation.
•Use the Site to transmit any unsolicited or unauthorized advertising, promotional materials, spam, or any other form of solicitation.
•Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Site or any server, network, or database connected to the Site.
•Use any automated means (including robots, spiders, or similar tools) to access or monitor the Site without prior written permission.
8. Intellectual Property
Unless otherwise stated, all content on the Site, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, and software, is owned by the Site owner or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You are granted a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any content from the Site, except as expressly permitted by these Terms or with the prior written consent of the Site owner.
9. Third-Party Links
The Site may contain links to third-party websites, services, or resources that are not owned or controlled by the Site owner. Third-party websites and resources are provided solely as a convenience to you, and the Site owner does not endorse, monitor, or have any control over, and is not responsible for, any third-party websites, services, resources, or content.You acknowledge and agree that the Site owner shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with your use of or reliance on any third-party websites, services, resources, or content available on or through any such links. You are solely responsible for and assume all risk arising from your use of any third-party websites, services, resources, or content, and your use of them is subject to the terms and conditions and privacy policies of those third parties.
10. Privacy
Any personal information you provide or that is collected through the Site is subject to our Privacy Policy, which is incorporated into these Terms by reference. Please review the Privacy Policy carefully before using the Site.
11. Changes to the Site and These Terms
The Site owner reserves the right, in its sole discretion, to modify, suspend, or discontinue the Site (or any part of it) at any time, with or without notice.
The Site owner may also update or modify these Terms from time to time. Any changes are effective when posted on the Site, unless otherwise specified. Your continued use of the Site after the posting of revised Terms means you accept and agree to the changes. You should review these Terms regularly.
12. Termination
The Site owner may terminate or suspend your access to all or part of the Site, without notice, for any conduct that the Site owner, in its sole discretion, believes violates these Terms, any applicable law, or is harmful to the interests of the Site owner or any third party.
Upon termination, your right to use the Site will immediately cease. All provisions of these Terms that by their nature should survive termination shall survive, including, without limitation, ownership provisions, warranty disclaimers, limitations of liability, and indemnity obligations.
13. Governing Law and Jurisdiction
These Terms and your use of the Site shall be governed by and construed in accordance with the laws of City of San Bruno, San Mateo County, California, U.S.A., without regard to its conflict of law principles.
You agree that any legal action or proceeding arising out of or related to these Terms or your use of the Site shall be brought exclusively in the courts located City of San Bruno, San Mateo County, California, U.S.A and you hereby consent to the personal jurisdiction and venue of such courts.
14. Severability
If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable, and the remaining provisions shall remain in full force and effect.
15. Entire Agreement
These Terms, together with any other legal notices or policies posted on the Site (including the Privacy Policy), constitute the entire agreement between you and the Site owner regarding your use of the Site and supersede all prior or contemporaneous understandings and agreements, whether written or oral, regarding such subject matter.
16. Contact Information
If you have any questions about these Terms, please contact ETLetsTalk via one of the following:
